Tectonic shifts are reshaping the industry, as value migrates from traditional corporate and investment banks to nonbank financial institutions. But taking action on five priorities can position CIBs for long-term competitive advantage.
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Annual Flagship Reports
Article
October 21, 2024
Article
October 14, 2024
To attain the profitable growth investors want, payments companies must pivot to value.
Article
July 10, 2024
The time is right for a full-scale technology transformation to boost profit margins and enable a new era of efficiencies.
Article
May 6, 2024
The key to future growth lies in using artificial intelligence to execute a highly effective three-part plan.
Digital
Video
July 26, 2023
What’s Possible? GenAI and Banking
Banks have plenty of customer data and tech expertise, but will need to balance the opportunities of generative AI against privacy, accuracy, and compliance concerns.
Michael Strauss takes a look at tomorrow's opportunities.
Article
July 24, 2023
Better risk-mitigation strategies are here for digital-currency-related products and services. Use them to safeguard your investment and reputation in the ever-changing crypto landscape.
Article
March 29, 2023
Indonesia’s vibrant fintech industry is on the path to a remarkable future of expanding and diversifying opportunities.
Article
March 1, 2023
The next few years could be make-or-break for some banks. If they don’t join the digital ecosystem movement, they will be consumed by it.
Book
Personalized: Customer Strategy in the Age of AI
Personalization is a $2 trillion opportunity. BCG's new book offers a playbook for capturing your share of this personalization prize in the financial and banking sectors.
Retail Banking
Article
March 13, 2023
Saudi Arabia’s banking sector experienced a period of high profitability in 2022 and is poised for continued growth for 2023.
Article
December 14, 2022
Financial institutions that lead on social tend to outperform. But there is no “net zero” for social—and banks are struggling to seize the opportunity.
Article
October 24, 2022
Research from BCG and Adyen suggests that platforms are poised to solve small-business pain points—and revolutionize financial services in the process.
Article
September 27, 2022
Sustainability is moving up the priority list for all retail bank stakeholders. What does a “sustainable” bank look like?
Financial Institutions on LinkedIn
How will financial institutions evolve? How will consumers bank ten years from now? Connect with us on LinkedIn to view our latest insights and share your ideas.
Asset & Wealth Management
Video
May 24, 2023
An Asset Manager on Clients’ Biggest Challenges
Hanneke Smits, CEO of BNY Mellon Investment Management, talks about how clients can still find good value through asset reallocation.
Video
October 22, 2020
How to Reduce the Wealth Gap between Black and White Americans
White families in the United States have a median wealth nearly 10 times greater than that of Black families. BCG managing director and partner
Kedra Newsom Reeves explores this racial wealth inequality, and outlines how financial institutions can support Black Americans.
Article
June 1, 2023
A new breed of end-to-end, third-party platforms can be successfully deployed by wealth and asset managers to help them cut costs and lift revenues.
Article
July 31, 2023
Deployed at scale, GenAI is well-poised to enhance and disrupt asset management. A GenAI strategy is needed to maximize the benefits and minimize risks.
Corporate Banking and Capital Markets
Article
June 6, 2023
A laser-like focus on transforming marketing for efficiency can be the elusive key to unlocking effectiveness and growth as well.
Article
August 9, 2023
US banks will need to act quickly and decisively to prepare for significant changes in regulation.
Article
October 27, 2023
With the right strategy and platform, banks can transform ESG data from a headache into an opportunity.
Article
September 22, 2023
Recent failures highlight the importance of building resilient approaches to financial risk management.
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Payments and Transaction Banking
Article
September 12, 2023
With revenue growth slowing and the entire payments stack in flux, leaders cannot stand still. Winners will embrace the new fundamentals of growth and pivot their organizations now.
Article
November 21, 2023
Permissioned decentralized finance—a blockchain-based financial technology—may finally support a cross-border payment system that is faster, cheaper, and more verifiable.
Article
October 3, 2022
BCG’s 20th annual study of the global payments industry examines how all participants in the payments ecosystem—including acquirers, issuers, networks, wholesale transaction banks, and fintechs—can raise their game by pursuing new strategies for growth.
Hot Topics
Article
November 13, 2024
A clear framework outlines mechanisms and pathways that unlock more capital to ensure the climate transition is not only green but also equitable.
Video
July 12, 2024
Financing the Energy Transition
BMO’s Jonathan Hackett sees opportunities in bringing together traditional and catalytic capital to push the boundaries of what’s possible.
Article
September 28, 2023
AI can play a major role in addressing the challenges that South African society faces in four key areas: healthcare, education, financial inclusion, and agriculture.
Article
May 25, 2023
Financial institutions play a powerful role in funding global decarbonization. They can take several steps to ensure that their financing doesn’t worsen social inequity.
