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BCGが読む経営の論点2023

不確実な時代だからこそ、世の中の変化と流れを読み解き、他社に先駆けて有効な手を打つことが競争優位性の構築につながります。本書では、序章で不確実性に対応するためのシナリオプランニングの手法を紹介し、第1章以降でBCGが重要と考える10の潮流について変化の本質と経営へのインパクトを考察し2023年にとるべきアクションを提示します。

デジタル革命時代における銀行経営

デジタルによる機会と脅威の荒波のなかで、顧客本位のサービス業として、銀行は未来の姿をどう再定義すべきか――。本書では、デジタル技術の進化を契機として、銀行および金融業はどう進化していくべきか、サービス領域ごと、それを支えるインフラ・仕組みごとに論じています。

ブロックチェーンの経営戦略

ブロックチェーンの潜在的な破壊力は広く知られるようになり、各事業分野でブロックチェーンがもたらす変革についての調査が始まっています。

Annual Flagship Reports

Global Fintech: Prudence, Profits and Growth

Despite a continuing funding chill, fintech is on track for $1.5 trillion in revenues by 2030. But the rules of the game have changed.

AI and the Next Wave of Transformation

The key to future growth lies in using artificial intelligence to execute a highly effective three-part plan.

To Seize a $7 Trillion Opportunity, Banks Need Bolder Strategies for Serving Customers and Society

Banks must blaze a clear path that enables them to meet their obligations: driving economic growth, helping to finance the climate transition, and generating lasting shareholder value.

Global Payments Report 2023: Investor Scrutiny Provokes a Moment of Truth

With revenue growth slowing and the entire payments stack in flux, leaders cannot stand still. Winners will embrace the new fundamentals of growth and pivot their organizations now.

デジタル

What’s Possible? GenAI and Banking

Banks have plenty of customer data and tech expertise, but will need to balance the opportunities of generative AI against privacy, accuracy, and compliance concerns. Michael Strauss takes a look at tomorrow's opportunities.

Managing Risk for the Next Wave of Digital Currencies

Better risk-mitigation strategies are here for digital-currency-related products and services. Use them to safeguard your investment and reputation in the ever-changing crypto landscape.

Indonesia’s Fintech Industry Is Ready to Rise

Indonesia’s vibrant fintech industry is on the path to a remarkable future of expanding and diversifying opportunities.

Financial Institutions Must Get Serious about Digital Ecosystems

The next few years could be make-or-break for some banks. If they don’t join the digital ecosystem movement, they will be consumed by it.

Retail Banking

Saudi Arabia’s Banking Sector

Saudi Arabia’s banking sector experienced a period of high profitability in 2022 and is poised for continued growth for 2023.

Banks Can Bet Big on Social Impact

Financial institutions that lead on social tend to outperform. But there is no “net zero” for social—and banks are struggling to seize the opportunity.

How Platforms Can Revolutionize Small-Business Banking with Embedded Finance

Research from BCG and Adyen suggests that platforms are poised to solve small-business pain points—and revolutionize financial services in the process.

Global Retail Banking 2022: Sense and Sustainability

Sustainability is moving up the priority list for all retail bank stakeholders. What does a “sustainable” bank look like?

資産運用&ウェルスマネジメント

An Asset Manager on Clients’ Biggest Challenges

Hanneke Smits, CEO of BNY Mellon Investment Management, talks about how clients can still find good value through asset reallocation.

How to Reduce the Wealth Gap between Black and White Americans

White families in the United States have a median wealth nearly 10 times greater than that of Black families. BCG Managing Director & Partner Kedra Newsom Reeves explores this racial wealth inequality, and outlines how financial institutions can support Black Americans.

Scalable Tech and Operations in Wealth and Asset Management

A new breed of end-to-end, third-party platforms can be successfully deployed by wealth and asset managers to help them cut costs and lift revenues.

How Asset Managers Can Transform with Generative AI

Deployed at scale, GenAI is well-poised to enhance and disrupt asset management. A GenAI strategy is needed to maximize the benefits and minimize risks.

Corporate Banking and Capital Markets

How Bank CMOs Can Do More with Less

A laser-like focus on transforming marketing for efficiency can be the elusive key to unlocking effectiveness and growth as well.

The Far-Reaching Implications of New Capital Requirements for US Banks

US banks will need to act quickly and decisively to prepare for significant changes in regulation.

How Banks Can Unleash the Power of ESG Data

With the right strategy and platform, banks can transform ESG data from a headache into an opportunity.

Risk Management Failures: What Corporate CFOs Can Learn

Recent failures highlight the importance of building resilient approaches to financial risk management.

Payments and Transaction Banking

Global Payments Report 2023: Investor Scrutiny Provokes a Moment of Truth

With revenue growth slowing and the entire payments stack in flux, leaders cannot stand still. Winners will embrace the new fundamentals of growth and pivot their organizations now.

Revolutionizing Cross-Border Transactions with Permissioned DeFi

Permissioned decentralized finance—a blockchain-based financial technology—may finally support a cross-border payment system that is faster, cheaper, and more verifiable.

Global Payments Report 2022: The New Growth Game

BCG’s 20th annual study of the global payments industry examines how all participants in the payments ecosystem—including acquirers, issuers, networks, wholesale transaction banks, and fintechs—can raise their game by pursuing new strategies for growth.

Hot Topics

South Africa and Artificial Intelligence

AI can play a major role in addressing the challenges that South African society faces in four key areas: healthcare, education, financial inclusion, and agriculture.

For Financial Institutions, Nature Is the Next Frontier

With nature-related risks compounding, financial institutions must create a comprehensive nature strategy now.

Banks Can Ensure an Equitable Climate Transition

Financial institutions play a powerful role in funding global decarbonization. They can take several steps to ensure that their financing doesn’t worsen social inequity.

Why Rising Interest Rates Aren’t a Cure-All for Banks

This is no time for complacency. The improving interest rate environment may provide temporary relief, but banks need to use this cushion to fund their transformation.